AI² — Agentic Intelligence + Advisor Intelligence
The Agentic AI (artificial intelligence) powered ICHRA and alternative health coverage sales platform built to optimize Agent/Advisor Intelligence (AI) — from plan design and census modeling to polished client proposals.
The Problem We Solve
Platform Capabilities
From the first census upload to the signed client agreement — every tool purpose-built for ICHRA advisors.
Upload any employer census format. Our AI auto-maps columns, detects anomalies, surfaces age-band distributions, and computes workforce health risk signals in seconds.
Instantly know if a group is a strong ICHRA candidate before spending a minute on analysis. Our scoring engine weighs workforce age, geography, and current premium variance to surface a confidence score.
Flag every ACA §4980H affordability risk before it derails a close. Per-employee safe harbor testing against live IRS thresholds, with contribution breakpoints that keep every employee compliant.
Model any contribution strategy — ACA 3:1 age curve, LCBP/LCSP/SLCSP, flat dollar, custom age tiers, or % of plan cost. Side-by-side group vs. ICHRA cost breakdown per employee, with health sharing alternatives.
Every proposal is analyzed by Claude (Anthropic's AI) to generate executive summaries, workforce snapshots, market insights, and renewal talking points — in plain English your clients can actually act on.
Manage every employer and prospect in one workspace. Track renewal dates, proposal status, and agentic insights across your entire book — so you always know which clients need attention next.
Advisor Workflow
Upload your employer's census file in any format. ICHRArchitect auto-maps columns and surfaces the data you need.
Configure contribution strategies, run affordability tests, and compare ICHRA vs. group costs side-by-side for every employee.
Generate a polished, white-labeled PPTX or PDF proposal in one click. Walk into every meeting ready to close.
Average time from census to proposal
Under 30 min
Simple, Transparent Pricing
Optional Add-Ons
Full ERISA-compliant WRAP document creation tools. Generate complete ICHRA plan document sets for your clients in minutes.
Per full ERISA document set
Generate, send, and collect e-signatures on client agreements and advisory contracts. Unlimited contracts per producer seat.
Per producer per month
Connect ICHRArchitect to leading ICHRA administration and individual marketplace shopping platforms. Pricing depends on vendor agreements.
Contact sales for vendor-specific pricing
What Advisors Say
"I used to spend 3–4 hours building a census analysis in Excel. ICHRArchitect does the same work in 20 minutes and the output looks 10x more professional. I've already closed two deals I wouldn't have otherwise won."
James R.
Independent Broker · TX
"The affordability testing feature alone saved one of my clients from a compliance nightmare. ICHRArchitect flagged an issue in seconds that would've taken me hours to catch manually. This is the tool I didn't know I needed."
Sarah C.
Benefits Agency Principal · OH
"We run a 4-producer shop and the Office plan scales perfectly. The white-label proposals look like we built them in-house — our clients are always impressed. ICHRA is now 40% of our new business and ICHRArchitect is a big reason why."
Marcus T.
Agency Owner · FL
See the Output
ICHRArchitect produces polished, branded deliverables your clients will trust. Here's a preview of the proposal format — the real numbers and methodology live inside the platform.
| Employee | Group EE | ICHRA Allow. | EE Δ |
| Employee 1 | $███ | $███ | -$██ |
| Employee 2 | $███ | $███ | -$██ |
| Employee 3 | $███ | $███ | +$██ |
Import any census file, run a full ICHRA vs. group comparison, and generate one complete white-labeled proposal — completely free. No credit card, no time pressure. See real results with your client's actual data before you ever pay a dollar.
Get Started — It's Free
Create your account in under 2 minutes. No credit card required.
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Check your email for a confirmation. Questions? support@ichrarchitect.com
A 20-minute guided walkthrough — no commitment required.
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