The Agentic AI Platform for ICHRA & Alternative Benefits Advisors

AI² — Agentic Intelligence + Advisor Intelligence

More Leads.
Better Analysis.
More Revenue, Faster.

Our AI engine continuously surfaces qualified ICHRA prospects, models the plan design and analysis for every employee, and dynamically generates polished sales presentations and proposals — so you walk in prepared, impress every room, and close more deals.

3-day full access trial
First analysis + proposal on us
No credit card required
ACA-Compliant
HIPAA-Ready
White-Label Ready
Claude AI Narratives
Agentic intelligence for every proposal
Live CMS Rates
Real marketplace data, every zip code
ACA §4980H Tested
Compliance built into every analysis
White-Label Ready
Your brand on every deliverable

Platform Capabilities

Everything You Need to Win ICHRA Deals

From the first census upload to the signed client agreement — every tool purpose-built for ICHRA advisors.

Quick Check

Run a 30-second marketplace rate check for any zip code and workforce profile. Know if ICHRA is competitive before you spend a minute on full analysis — enter a meeting armed with a real number, not a guess.

30-Second Check Live Market Rates

AI Census Intelligence

Drop in any employer census — Excel, CSV, or custom export. Our AI auto-maps every column, flags anomalies, surfaces age-band distributions, and prepares your workforce data for full ICHRA modeling in seconds.

Excel / CSV AI-Powered

ICHRA Readiness Score

Every group gets a confidence score before you invest a minute of analysis. Our engine weighs workforce age distribution, geographic rate variance, and current premium delta to tell you — instantly — whether this is a deal worth pursuing.

Pre-Qualification Instant Score

Contribution Optimizer

Model every contribution strategy side by side — ACA 3:1 age curve, LCBP/LCSP/SLCSP benchmarks, flat dollar, custom age tiers, or percentage of premium. See the per-employee and total employer cost impact in real time before you commit to a design.

6+ Strategies Live Modeling

Affordability Testing

Run ACA §4980H safe harbor tests against live IRS thresholds for every employee — automatically. Identify contribution breakpoints before they become compliance failures, and walk into every close with a legally defensible design already validated.

§4980H Safe Harbor Per-Employee

AI Proposal Narratives

Claude AI reads your analysis and writes the executive story your clients actually act on — workforce snapshots, market insights, cost savings narratives, and renewal talking points. One click generates a polished white-label PPTX and PDF ready to present.

✦ Claude AI White-Label PPTX/PDF

Automated Contracting

Generate employer ICHRA adoption agreements, Section 105 plan documents, and advisor engagement letters automatically from your approved proposal. E-signature ready, tracked in real time, and stored in a compliant document trail — so you close faster and stay audit-proof.

E-Signature Ready Document Automation

Onboarding Plans

Automatically generate personalized employee onboarding packets straight from the approved ICHRA design. Each employee receives a custom guide showing their contribution amount, how to shop the marketplace, and key enrollment deadlines — branded for your agency and ready to send.

Per-Employee Packets White-Label Ready

Portfolio Intelligence

Manage your entire book of business in one workspace. Track renewal dates, proposal status, and AI-generated insights across every client and prospect — so you always know who needs attention, when to reach out, and which accounts are at risk before they churn.

Book of Business Renewal Alerts

📍 ICHRA Market Intelligence

Know Your Market Before You Walk In the Door

Enrichly tracks ICHRA competitiveness by state and rating area — so you target the right employers in the right markets with data-backed conviction.

116M+
Americans eligible via ACA individual market
23+
States where individual beats group rates
45%+
ICHRA quoting growth YoY (2024–2025)
50+
States with ICHRA-eligible individual plans
INIndiana
Tier ATax Credit Available
-22%
vs. group avg

Employer tax credit available under IC 6-3-3-18 for ICHRA adoption — the first state with this incentive.

TXTexas
Tier A
-31%
vs. group avg

Individual market significantly cheaper than small group across most Texas rating areas.

FLFlorida
Tier A
-28%
vs. group avg

Highly competitive individual market with strong ICHRA adoption growth statewide.

GAGeorgia
Tier A
-25%
vs. group avg

Strong ICHRA adoption momentum; favorable individual rates across rating areas.

AZArizona
Tier B
-18%
vs. group avg

Good individual market competitiveness; ICHRA growing in metro and suburban markets.

NCNorth Carolina
Tier B
-16%
vs. group avg

Growing ICHRA market; favorable individual rates in most rating areas.

State Employer Tax Credit Spotlight

Indiana: First State with an Employer ICHRA Tax Credit

Indiana (IC 6-3-3-18) offers employers a state income tax credit for funding ICHRA contributions — making it one of the most financially compelling ICHRA markets in the country. We track every state incentive program so you can lead every conversation with the financial case.

Get Market Access →

Platform Workflow

Go from Prospect to Closed Deal in 3 Steps

1

Import Census

Upload your employer's census file in any format. Enrichly auto-maps columns and surfaces the data you need.

2

Model & Analyze

Configure contribution strategies, run affordability tests, and compare ICHRA vs. group costs side-by-side for every employee.

3

Generate a Proposal

Generate a polished, white-labeled PPTX and PDF proposal in one click. Walk into every meeting ready to close.

Average time from census to proposal

Under 30 min

Census Upload: ~3 min
Modeling: ~15 min
Proposal: ~5 min

Sales Proposal Generator

What Your Clients Actually See

Enrichly produces polished, branded deliverables your clients will trust. Here's a preview of the proposal format — the real numbers and methodology live inside the platform.

ICHRA Plan Design &
Cost Savings Analysis
Prepared for Acme Manufacturing Co.
YOUR BRAND HERE
Cover Page Slide 1 of 18
Executive Summary
Total Employees 47
Current Group Premium $██,███/mo
ICHRA ER Allowance $██,███/mo
Employer Savings
$█,███/mo
Unlocks after signup
Executive Summary Slide 3 of 18
Employee Cost Detail
Employee Group EE ICHRA Allow. EE Δ
Employee 1$███$███-$██
Employee 2$███$███-$██
Employee 3$███$███+$██
Unlocks after signup
Per-Employee Detail Slide 7 of 18

Your First Analysis is On Us

Import any census file, run a full ICHRA vs. group comparison, and generate one complete white-labeled proposal — completely free. No credit card, no time pressure. See real results with your client's actual data before you ever pay a dollar.

Run My First Analysis Free →
Affiliate Program

Stop Hunting for Clients.
Let the Platform Feed You.

Enrichly Affiliates receive qualified, territory-matched leads sourced by our corporate market intelligence engine — automatically paired with a pre-run Quick Check so you're always walking in prepared.

Market-Assigned Leads

Qualified leads assigned to your territory — based on your licensed states and carrier appointments.

Lower Per-EE Costs

Affiliates pay significantly less per-employee-per-month than a-la-carte subscribers.

Territory Protection

Your market is yours. Leads in your territory route to you first based on the affiliate agreement.

Auto Quick Check

Every inbound lead from your intake form auto-generates a Quick Check so you're always meeting-ready.

Scheduling Integration

Cal.com-powered booking links built into every outreach email sequence.

White-Label Platform

Full white-label branding for your agency — your logo, colors, and domain.

Apply to Become an Affiliate →

Territories are limited — markets fill quickly.

⭐ Affiliate Program

Own Your Market.
Own Your Pipeline.

Enrichly Affiliates receive qualified, territory-matched leads sourced by our corporate market intelligence engine — automatically paired with a pre-run Quick Check so you're always walking in prepared.

Market-Assigned Leads
Qualified leads routed to your licensed states — no competing with other advisors for the same prospect.
Lower Per-EE Costs
Affiliates pay significantly less per-employee-per-month than a-la-carte subscribers.
License & Appointment Matching
Leads only route to advisors properly licensed and appointed in that state and carrier.
Auto Quick Check on Every Lead
Every inbound lead auto-generates a competitiveness analysis so you're always meeting-ready.
Territory Protection
Your licensed markets are yours. Clear affiliate rules of engagement from day one — no surprises.
Legal Note: Enrichly Affiliate relationships are governed by an Affiliate Agreement. Participation is available to qualified prospective Affiliates only and subject to review. Territory availability varies. This page does not constitute an offer to sell.

Request Affiliate Program Information

Our Affiliate Development team will follow up within 1 business day.

By submitting, you agree to be contacted by our Affiliate Development team. Territories are limited and subject to availability.

Modular Pricing

Modular Pricing (for non-Affiliates)

⭐ Affiliate Program

Built for Agencies Ready to Scale

Affiliate pricing includes the full platform, lower per-EE costs, market territory assignment, and access to the corporate lead generation engine. Pricing is customized to your market size and growth objectives.

✓ Lower PEPM than a-la-carte ✓ Territory-based leads ✓ Full platform access ✓ Onboarding + training
Talk to Our Affiliate Team →

No commitment required